How to Get a $400 Bank Bonus (and What You Need to Know)

Click, deposit, profit: The simple bank bonus strategy I use

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What if I told you that clicking a few buttons could earn you an easy $400 in two months? I’ve done it, and here is how you can do it, too!

This has been one of my favorite ways to pick up a few hundred dollars to over $1000 a year.

In 2022, I made $1400.

In 2023, I made $1150 by doing this.

With some planning, I used this bank bonus to escape the cold winter here in the Northeast for a Florida trip. I went from shoveling snow to sipping wine on a sunset cruise with my girlfriend and looking for dolphins — all by opening a new checking account!

How did I earn this $400?

I like to earn money by opening bank accounts and receiving new account bonuses.

My latest one is with Truist Bank.

They offer a $400 bonus if you make direct deposits totaling $1000 into a new account.

I opened my account on the Truist Bank website in January 2025. I funded it with $50 from my primary bank account.